Fascinating
Upon applying for private health insurance…*
Contraceptive Coverage Option
If your application is accepted, benefits for contraceptive drugs and devices may be included in your health care coverage unless you check the box below. (Checking this option will not affect your premium).
For moral, ethical or religious reasons, I do not want benefits for contraceptive drugs and devices for myself or any family members.
1) Choosing this does not affect your premium.
2) You can decide for everyone else, including daughters (see: OR ANY FAMILY MEMBERS)
3) Why even have this option? Why the need to make a point of removing benefits, benefits are you still paying for regardless? Fucking. Gendered. Blah. Irritating.
*Which is what a nearly divorced, adjunct instructor has to do, of course.
Posted by Melissa on June 18th, 2007 under Flaming Ovaries
June 18th, 2007 at 4:23 pm
Unfucking believable. Because apparently this makes some people feel better?
Anyway, glad you’re able to swing the premiums. I wasn’t able to last October but the COBRA I was offered as part of my settlement came to $600/month and that didn’t include eyes, teeth or life insurance. What a deal.
June 18th, 2007 at 4:28 pm
Exactly. Unfucking believable.
$600??? Oh hells no, who can do that??
What my schools offered were basically super expensive, very limited trauma-only plans.
I remembered that my friend went through Blue Cross Blue Shield in lieu of her work coverage at a local nonprofit, so I started poking around more.
June 18th, 2007 at 5:08 pm
I will add that deductibles range but the most affordable plans have high deductibles! Poke around, see what you can do, if anything.
I love your post on insurance, and the common yet uneducated comments that came with it.
June 18th, 2007 at 5:51 pm
You hit one of my hot button issues. I’m infuriated that my university-supplied insurance doesn’t cover contraception at all. So my prescription coverage is pretty much worthless to me. Also, I can have as many babies as I want for a $50 copay each. But they’re too cheap to cover my pills!
June 18th, 2007 at 6:52 pm
Oh God this is just…blah
June 18th, 2007 at 8:12 pm
That’s up there with girls wearing promise rings from their fathers in order to protect their virginity. Which does NOT prevent pregnancy, just healthy relationships.
June 19th, 2007 at 10:18 am
I am going to have to look into this option soon. I am leaving my job to move with my fiance. He has offered to pay for my Cobra while I am looking for another job or until we get married in October. He has private insurance also.
June 19th, 2007 at 10:31 am
That passage makes my uterus twitch. Grrrrr.
June 20th, 2007 at 8:53 am
It pisses me off that this is even legal.
June 20th, 2007 at 11:44 am
Exactly, yes. How is it legal to decide for your female dependents and I just don’t get WHY it’s a distinction at all.
I never intend to use benefits for Viagra, but do I need a waiver?
June 20th, 2007 at 2:58 pm
Grrrrrrrrr. Idiots.
June 20th, 2007 at 8:04 pm
On the other hand, I know full price for my contraception is only $5 more than the co-pay. So, if anybody elects to get pregnant rather than spend an extra five bucks a month,that’s a shame.
ON THE OTHER HAND (the one that feels good) Motherfuckers! I hate insurance! And the pharmacists who won’t sell birth control, screw them too.
June 21st, 2007 at 7:20 am
Um, that’s a little personal Insurance People.
June 25th, 2007 at 9:00 pm
Wow! I have private insurance and this was never even mentioned. It is offending, so I am glad.
I have Assurant Health, have had it for a few years. My deductible his high $4000 for the family, but my premium is $150 a month. I usually get the premium in discounts for having insurance at all from my doctors.